Doctor visits for a $20 copay, on plans from $49 a month*
Limited medical covers everyday care like doctor visits, urgent care, lab work and prescriptions. You know the price before you go.
- $20
- primary care visit
- Any day
- to sign up, no enrollment period
- $0
- for a quote from a licensed agent
What you pay at the doctor
Sample copays on a popular plan. Your agent will show you the exact numbers for yours.
| Service | You pay | Visits per year |
|---|---|---|
| Checkups and screenings | $0 | Covered |
| Primary care visit | $20 | 3 |
| Specialist visit | $50 | 3 |
| Urgent care | $50 | 3 |
| Lab work and X-ray | $50 | 5 |
Plans also pay set amounts toward prescriptions, hospital stays, ER visits and ambulance rides, up to plan limits.
How it works
- Answer six questions about who needs coverage.
- A licensed Amerance agent calls you with prices and options.
- Pick a plan and get your ID card.
Common questions
What is limited medical insurance?
It's a lower-cost plan that pays set amounts or copays for everyday care, such as doctor visits, urgent care, labs, prescriptions and hospital stays.
Is it the same as ACA (Obamacare) insurance?
No. It costs less and you can join any day, but it has yearly benefit limits and isn't a replacement for comprehensive coverage. Your agent will tell you honestly which option fits you best.
Are pre-existing conditions covered?
It depends on the plan. Some cover them after a waiting period, some limit them. Your agent will check before you enroll.
Does it cost anything to get a quote?
No. Quotes are free and there's no obligation to buy.
Find out what you'd pay
Answer a few questions or call (800) 555-0123, Monday to Friday, 9 AM to 5 PM ET.
Get a free quote*Illustrative starting price, not a quote. Your rate depends on age, ZIP code, household and plan. Sample copays shown; benefits and limits vary by plan.
Limited medical, fixed indemnity and hospital indemnity plans are not comprehensive major medical insurance and are not a substitute for ACA-compliant coverage. They pay limited benefits, have annual and per-service maximums, and contain exclusions and limitations. Pre-existing conditions may not be covered. These plans are not eligible for Marketplace premium tax credits and are not intended for people eligible for Medicare. Availability varies by state. Review plan documents for full details.